Cold knowledge! Why are you afraid of snow in skiing competitions?
On February 5th, Zhejiang Swimming Team will come to the Olympic Sports Center.
Chao News Client Reporter Zhang Ran Correspondent Hong Meina
On February 5th, Zhejiang Swimming Team will soon return to the Olympic Sports Center.
Respondents of Hangzhou Olympic Sports Center Swimming Pool provided
It is reported that on the same day, Wang Shun, Xu Jiayu, Ye Shiwen, Wu Qingfeng and Hong Jinquan, members of the "Zhejiang Swimming Champion Team" of the Hangzhou Asian Games, will bring many other national champion athletes to the swimming pool of Hangzhou Olympic Sports Center to witness the signing of the swimming pool with the Zhejiang Swimming Management Center and the unveiling of the Zhejiang Swimming Team Training Base.
Provided by respondents of Zhejiang Swimming Sky Group
The swimming pool of Hangzhou Olympic Sports Center has a total construction area of 53,959 square meters and more than 6,400 seats. It is the second largest swimming and diving hall in China after Beijing Water Cube. On September 29th, 2023, the six-day swimming competition of Hangzhou Asian Games came to an end in the swimming pool of Hangzhou Olympic Sports Center.
The Zhejiang Swimming Army, which fought at home, is the most beautiful scenery in the Asian Games. It contributed 14 gold, 7 silver and 3 bronze to the China delegation, accounting for half of the gold medals in the Asian Games, breaking 5 Asian records and 3 Asian Games records.
In November last year, on the occasion of the 20th anniversary of Qianjiang Century City, Wang Shun was hired as the brand official of Qianjiang Century City, to build a first-class competition core area for this "Asian Games City" and to better publicize and promote sports at home and abroad.
Provided by indoor interviewees in the swimming pool of Hangzhou Olympic Sports Center
"This time, joining hands with Zhejiang Swimming Sports Management Center and listing the provincial swimming team training base to help cultivate more reserve talents of Zhejiang Swimming Army is an important measure for Century City to strengthen the competition economy and help Xiaoshan build the first competition economic zone in the province." Qianjiang Century City staff said.
"Reprint please indicate the source"
Prosperous left hand and quiet right hand enjoy Suqian ancient canal scenery belt.
Fancy left hand
Quiet right hand
Have a rest and enjoy peace by the water.
If you come to Suqian alone, start a quiet journey of one person. Here, you can not only feel the modernity and prosperity of the city, but also appreciate the ecology and tranquility of the Suqian section of the ancient canal.
Soaring thousands of miles, sighing about Qian Qian.
The boat of the canal, from south to north, is endless. Looking at the bridge, the past of the city, countless beautiful scenery.
Suqian is born of water and prospers because of water. The Beijing-Hangzhou Grand Canal passes through the territory and meanders. Looking at the two sides of the canal, the green water sets off the greenery, and high-rise buildings rise not far away, and a different feeling rises from the bottom of my heart.
Stroll through the scenic belt of Suyu Central Canal, walk into the most beautiful canal coastline in Siyang, indulge in the tenderness of the river, enjoy the scenery along the way and feel the leisurely and slow life of Shuicheng with the boat.
nasal mucussuntransportriverwindlightbelt
"Bridge" meets Xi Chu and listens to a secret language.
The winding Grand Canal is the "mother river" of Suqian people. Today, when the banks of the canal are becoming more and more beautiful, bridges span the banks of the canal, bearing the memories of countless Suqian people.
"Bridge" meets Suqian and listens to the secret language of Canal Bridge. How many bridges are there in Suqian section of Beijing-Hangzhou Grand Canal? Let’s count them.
North Ring Canal Bridge, Nanjing Road Canal Bridge, Development Avenue Canal Bridge, Yanghe Bridge, Canal Culture Bridge, Zaohe An Lan Bridge and many other canal bridges are either classical or fashionable, and the stories of the city are recorded in the joyful songs of canal water. Overlooking from the sky, is this place of Xi Chu particularly attractive?
Perhaps, when you meet a canal bridge unexpectedly, someone is watching you from a distance when you are standing on the bridge watching the scenery.
Seek seclusion by the river and explore the style of Shuicheng.
As far as you can see, there are many cultural attractions beside the canal bridge. Canal History Museum, outdoor theater, sightseeing tower, outdoor cafe, cruise terminal ….. Garden beauty and characteristic buildings are embedded in it, which enriches the wonderful swimming along the river.
Cross the canal bridge and walk along the riverside road to a street in the city, turning quiet into excitement. A tall building next to another, an alley after another, a new look, all tell the story about Suqian.
Investigate and deal with civil servants’ examination violations, and these people are banned from taking exams for five years.
BEIJING, Beijing, July 29 (Xinhua) Recently, many provinces intensively announced the written test results of the 2022 civil service provincial examination. With the release of the written test results, some provinces also concentrated on the violations of disciplines and regulations of candidates investigated in the civil service examination. Many candidates intend to cancel the test results, and some candidates are restricted from applying for civil servants within five years.
The written test results of civil servants’ provincial examinations are intensively released.
From July 9 to 10 this year, more than 20 provinces across the country held the 2022 written civil service recruitment test. In some areas, the scale of civil service recruitment this year has expanded compared with previous years. Due to factors such as the postponement of the test and the increase in the enrollment scale for fresh graduates, the news about the results of the written civil service provincial examination this year has also attracted much attention.
In the past few days, more than ten provinces such as Hainan, Ningxia, Henan, Hebei and Shaanxi have intensively announced the written test results of this year’s civil service provincial examination, and the news of the provincial examination has frequently appeared on the online hot search list.
With the announcement of written test results, many regions have also announced the qualification review and interview time. For example, on July 27th, Hubei Province announced the written test scores and minimum qualified scores of provincial examinations, completed the qualification review before July 31st, and organized interviews from August 5th to 7th.
The interview of civil servants in Henan will be held from August 2 to 5, and the interviewees will be determined according to the ratio of the number of positions to the number of interviewees of 1: 3, and the written test scores will be determined from high to low. Those who have missed a subject, cheated or scored zero in the written test, and failed to reach the minimum qualified score, are not allowed to enter the interview.
The answers are the same, carrying cheating equipment, and investigating and dealing with disciplinary candidates.
With the release of the written test results of the civil service examination, some areas have also exposed the violations of discipline and discipline investigated during this examination and marking.
On July 18th, Hainan Provincial Examinations Bureau published a list of 50 candidates who violated the rules and regulations in the public examination in official website and their handling opinions. According to the announcement of disciplinary action against civil servants’ examination, there are 50 candidates in Hainan provincial examination who have violated disciplines and regulations in subjects such as administrative professional ability test, township application, public security major, etc., and it is planned to treat the relevant candidates with zero test scores.
These candidates’ violations of discipline and discipline include "continuing to answer questions after the end of the exam signal is issued", "the contents of the answers are the same" and "marking my information outside the prescribed position".
In Hubei, on July 21st, Hubei Provincial Civil Service Bureau and Hubei Provincial Personnel Examinations Institute successively issued two announcements on how to deal with violations of rules and regulations of civil servants’ written test takers, and planned to deal with violations of rules and regulations of 75 people.
Among them, 73 candidates have violated the rules and regulations or have been identified as candidates with the same answer sheet, and it is planned to give them "the treatment that the test score of this subject is zero"; Two candidates were found to be in violation of discipline and discipline, and it is proposed to cancel the qualification of this examination and limit the handling of applying for civil servants within five years.
On July 22, Shaanxi Personnel Testing Center also released the handling of candidates who violated the rules and regulations in the written examination of the provincial examination, and gave 56 candidates who had general violations of the rules and regulations "the examination results of this subject were invalid"; An applicant who carries "cheating equipment" in the examination room is given the treatment of "canceling the qualification of this examination and restricting the application for civil servants for five years"; For the 32 applicants who failed to approve their identity according to the regulations during and after the examination, the scores of related subjects will be 0.
What will civil servants face when they break their promises in exams?
For the handling of civil servant examination violations, the new version of the "Measures for Handling Civil Servant Recruitment Violations" issued by the Central Organization Department and the Ministry of Human Resources and Social Security in September last year has detailed provisions. Among them, the behavior of "the test score of the subject (session) involved is zero" includes bringing items beyond the regulations into the examination room, failing to put them in the designated position as required after being reminded, failing to take the test in the designated seat, and continuing to answer questions after the test end signal is issued.
The disciplinary actions of "canceling the qualification of this examination and restricting the application within five years" include copying other people’s answer information or assisting others to copy answer information, viewing and eavesdropping on the text, audio-visual materials related to the examination brought into the examination room in violation of regulations, and using communication equipment or electronic equipment with calculation and storage functions that is prohibited.
Of course, there are also lifelong restrictions on taking the exam, including using forged, altered or stolen other people’s identity cards, admission tickets and other supporting materials to take the exam, taking the exam instead of others or letting others take the exam instead of themselves, illegally invading the exam information system or illegally obtaining, deleting, modifying and adding system data.
It is worth mentioning that for the identification of "identical papers", according to the provisions of this document, candidates who answer the same subject are identical in content and have other relevant evidence to prove that their cheating behavior is established, or may be given the treatment that they are not allowed to apply for civil servants for five years until life according to specific circumstances.
In fact, before the written examination of this year’s provincial examination was held, many provinces specifically mentioned the handling of identical papers in the pre-examination reminders. For example, Shaanxi reminds candidates before the exam. After the exam, technical means will be used to identify the same answer sheet. Those who are identified as the same answer sheet will be given invalid examination results, and will be dealt with according to relevant regulations according to the circumstances. Those who are plagiarized by others in the exam are judged to have the same answer sheet at their own risk. (End)
Follow the General Secretary to See China | For a long time, grasp the "key little things" and practice the new fashion of low-carbon life
In August, the high temperature, humidity and rain in Shanghai for several days did not affect the cleanliness of the front of the domestic garbage wing of Ruihong New Town Phase II in Anqiu Residential Area, Jiaxing Road Street, Hongkou District. It was kept neat and tidy, and there were few mosquitoes and flies.
一大早,记者见到居民区书记雷国兴的时候,她正在跟居委干部和志愿者们开会,讨论小区里垃圾回收精品示范点位的推进工作。“现在正好有这个机会,我们一定要抓住,并且要做好,居民们都期盼着呢!”
从2018年11月习近平总书记来到这里考察,到今年5月底,收到总书记勉励大家工作的回信,近5年时间,雷国兴历经3个居民区党总支书记的岗位,也见证了上海垃圾分类从“不愿分、不会分”到“主动分、智慧分”的过程。“总书记的回信,是压力也是动力,给我们提出了新的更高要求。”
纵观上海,在“人民城市”重要理念的践行过程中,从垃圾分类新时尚到绿色低碳新生活,从社会基层治理到生态文明建设,人民群众的生活场景愈加智能,也愈发丰富多彩。
从新时尚到好习惯,紧盯“关键小事”不放松
时间回溯到2018年11月6日,习近平走进上海市虹口区市民驿站嘉兴路街道第一分站。几位年轻人正在交流社区垃圾分类推广的做法,一位小伙子说,参加公益活动对年轻人来说都是新时尚。习近平表示,垃圾分类工作就是新时尚。我关注着这件事,希望上海抓实办好。
2018年11月6日上午,习近平来到虹口区市民驿站嘉兴路街道第一分站。几位年轻党员在交流社区垃圾分类推广的做法。 新华社记者 李涛摄
这次给总书记写信的执笔人、时任市民驿站嘉兴路街道第一分站党建服务站站长的雷国兴,也在现场聆听了总书记的指示。雷国兴说:“垃圾分类给老百姓带来了环境上的改变,邻里关系也更加和谐,这为基层社区治理提供了一个很好的支点。”
垃圾分类工作在上海如火如荼推进开来。2019年1月,《上海市生活垃圾管理条例》经上海市人大表决通过,于当年7月1日起正式施行。上海也因此成为全国最早全面开展垃圾分类的城市之一。
4年时间倏忽而过,垃圾分类推行效果如何?
吃过晚饭,约莫晚上7点钟左右,在瑞虹新城二期小区生活垃圾投放点,居民吴青葆动作娴熟地把干湿垃圾分类投放进不同的垃圾桶。“养成习惯了,每天吃好晚饭,就把当天的厨余垃圾连同干垃圾统统处理掉。”
从“新时尚”到“好习惯”,可不是件容易的事儿!
去年年初,雷国兴调任安丘居民区党总支书记后,她发现,辖区约40%的住户是租户,房屋换手率高,“新来的租户对社区情况、垃圾投放点、投放规则都不太了解,经常在垃圾房旁边看到落地垃圾。”
雷国兴与志愿者们商量后,制作出一份“迎新手册”。“住进小区的居民,都会拿到这本手册,里面收录了各类便民服务信息,包括怎么扔垃圾,怎么停车,居委会、物业、便民食堂在哪里等等,给大家一种宾至如归的感觉。”
“习近平总书记在回信中说‘得知经过这几年的宣传推动,垃圾分类在你们那里取得新的成效,居民文明程度提高了,社区环境更美了,我很欣慰。’”写信人之一、瑞一居民区党总支书记华磊说,“读到这里,我特别激动。”
“一开始,大家连什么是干垃圾、湿垃圾都分不清楚。”垃圾分类推行之初,华磊组织志愿者挨家挨户分发垃圾分类宣传画册、冰箱贴等,还通过开展垃圾分类趣味竞赛、拾荒慢跑等活动,提高居民垃圾分类的意识和参与度。几年坚持下来,成效显著,老百姓的参与度越来越高。
"In Jiaxing Road Street, Hongkou District, the rate of garbage sorting in the community has reached 100%, and the accuracy of delivery has reached 98%." According to the relevant person in charge of Jiaxing Road Street, the street has formulated five working mechanisms including "three-level management, classified inspection, supervision and rectification, analysis and evaluation, and volunteer training", including the assessment of garbage classification work neighborhood committees and the inspection mechanism of domestic garbage classification. More than 100 batches of teams from all over the country came to study and study.
Residents are putting garbage in an orderly way. Photo courtesy of Hongkou District Rong Media Center
In the past four years, Shanghai has been keeping an eye on "key little things", and garbage sorting has brought real changes to the community appearance and ecological environment. A set of data recently released by the Shanghai Municipal Bureau of Greening and Appearance can be seen:
The actual effect of domestic waste sorting remained stable, the amount of wet waste separated was basically stable at about 35% of the total dry and wet waste, and the average daily recovery amount of recyclable materials reached 7284 tons; The compliance rate of residential area classification has increased from 15% before the implementation of Shanghai Municipal Domestic Waste Management Regulations to over 95% at present, and the compliance rate of unit classification has reached 95%. The terminal resource treatment capacity of domestic waste has been steadily improved. The total capacity of incineration and wet waste resource utilization in the city has exceeded 36,000 tons/day, and the recycling rate of domestic waste has reached 42%, achieving "zero landfill" of primary domestic waste.
From "throwing into a basket" to "subdividing into four buckets", from prescribed actions to conscious actions, from new fashions to good habits, garbage sorting has become a microcosm of Shanghai’s efforts to promote grassroots governance with "embroidery kung fu" and a vivid embodiment of megacities’ green development.
The concept of green and low carbon is integrated into every detail of urban governance.
Nowadays, in the Ruiyi residential area where Hualei is located, the newly renovated garbage house is equipped with photovoltaic solar panels, and the power generation can be directly used by the lights on the ceiling of the garbage house, which is low-carbon and energy-saving!
The garbage room is equipped with photovoltaic solar panels. People’s Daily reporter Tang Xiaoli photo
In the second phase of Ruihong, the demonstration project of garbage recycling boutique is also in progress. "Now the residents’ enthusiasm for garbage sorting is even higher, and suggestions should be made to do a better job in garbage sorting in the community and practice the concept of low-carbon environmental protection." Talking about the demonstration site project, Lei Guoxing said that some young people in the community suggested that transforming the community into a zero-carbon community and upgrading the garbage wing to a smarter and smarter version should not only be "tall" but also "grounded".
Therefore, nine young volunteers with professional design background in the community volunteered to participate in the renovation of the design smart garbage wing. "In another month, this 24-hour smart garbage wing, which integrates low-carbon and environmental protection elements such as code scanning delivery, parent-child sink, solar panel, exhaust fan and fine classification delivery area, will be completed."
Ruihong phase II intelligent garbage wing design. Photo courtesy of Jiaxing Road Street, Hongkou District
As Lei Guoxing said, after four years of comprehensive implementation, in Shanghai, garbage classification is no longer a simple literal meaning, and it is moving towards a deeper low-carbon environmental protection new life.
The concept of green and low carbon goes first, and it is indispensable to empower smart technology.
Since October 2019, Jiaxing Road Street has cooperated with third-party enterprises to promote the unified and intelligent transformation of "technology+management" for garbage classification, installed intelligent sensor cameras and voice reminder systems for the classified delivery points in the jurisdiction, and developed application software to create a "smart brain" for garbage classification.
Nowadays, in Jiaxing Road Street, through the functions of remote supervision, real-time intercom, voice reminder and online tracing of the delivery behavior App, the delivery of garbage compartments in the community is inspected and monitored in real time, so that timely discovery, rectification and timely response can be achieved, and the concerns of residents can be solved.
Of course, not only garbage sorting, but also examples of technology enabling green and low-carbon life abound in Shanghai.
In recent years, Putuo District of Shanghai has been actively carrying out the action of creating distinctive green communities through the "One Street, One Town, One Plan", and green homes with leisure, strollability and temperature have gradually emerged around the citizens.
The first workers’ village in New China is now reborn. Photo courtesy of Cao Yang Xincun Street, Putuo District
Yuanyuan Community, known as Cao Yang Village, was founded in 1951 and is the first worker’s village in New China. Now it has become a model case of green community.
Beautiful roads such as Huaxi Road, Fengqiao Road and Tangpu Road have been built in and around Yuanyuan Community. All roads are made of environmentally-friendly permeable bricks, which are not only beautiful and practical, but also can better store water sources and achieve the effect of regulating local temperature and humidity and optimizing air quality. Tree-lined roads combined with Cao Yang’s unique river system around the river form a comfortable and livable community ecological environment.
5G artificial intelligence lamppost installed in Yuanyuan community. Photo courtesy of Cao Yang Xincun Street, Putuo District
It is worth mentioning that Yuanyuan community also has a "smart model". In addition to the new energy charging piles, the community has also installed 5G artificial intelligence light poles, which can simultaneously realize smart lighting, environmental monitoring, LED advertising screen, video monitoring and other functions. The outdoor intelligent "public living room" has a unique intelligent ceiling and roller blinds, which can also be automatically controlled according to the weather conditions, and it is full of science and technology.
This old community, which has existed for 72 years and bears a strong historical memory, has been rejuvenated.
In the governance of Shanghai, a super-large city, taking green and low carbon as a necessary option into every work detail is an improvement of governance concept and governance efficiency for the government management level. For the citizens, the advantages of green and low carbon and ecological civilization are even more tangible and deeply rooted in the hearts of the people.
From January 22 nd to 25 th, the event forecast 2008 "Fourteen Winter" snowboarding parallel giant slalom will start tomorrow!
The 14th National Winter Games
Snowboarding parallel slalom competition
It will be held from January 22 to 25.
Held at Meilin Valley Ski Resort in Harqin, Chifeng.
There are 16 teams from all over the country.
115 athletes participated in the competition
22-25 January
Women and men in the youth group will be conducted in turn.
Open women’s and men’s competitions
A total of four gold medals will be produced.
January 22nd
Will take the lead in the women’s competition of snowboarding parallel slalom youth group
A gold medal will be decided on that day.
Guide | Where to eat for the Wuhan Youth League Banquet? Rescuing selection difficulties
When you get rich, you don’t forget that the villagers in Zhongjiang, a neighboring village, set a table to entertain the villagers to have a "reunion dinner"
On February 14th, the 29th day of the twelfth lunar month, Hanlingou, Qunli Village, Lianhe Town, Zhongjiang County, was particularly lively. More than 260 villagers had a dam feast together on the newly-built social road. The whole village was full of 24 dining tables, and Tan Lichun, a villager of this village, invited them to have a group dinner.
Tan Lichun is the chairman of Jiangsu Xinhongtai Electromechanical Co., Ltd., and his tenacious will and hard-working spirit have been honed from a poor life. After graduating from technical secondary school, he was assigned to an enterprise to repair aircraft engines. After two years of work, he resigned and went to work in Guangdong. However, the road to success was not smooth. After half a year, I returned to Deyang to work because I felt that there was no future. With his own skills and hard-working spirit, Tan Lichun won the position of an engineer in a home appliance enterprise and began to contact mechanical and electrical enterprises all over the country. After accumulating various experiences, he resigned again and went to Jiangsu to start a business.
"In 2006, I established the first Hongtai electromechanical company. The road to entrepreneurship is full of hardships, but it is also very lucky. After 12 years of hard work, the enterprise is now on the right track … "Tan Lichun tells the story of starting a business.
After starting a successful business, he always cares about the development of his hometown and the life of the villagers, and returns to his hometown every year. When he sees that the village road that he often passes through when he was young has not been fundamentally changed, his heart is extremely restless. In 2017, when he learned that Murakami planned to build roads, but there was still a funding gap, he generously donated 100,000 yuan. "In the second half of 2017, due to the rising price of road building materials and insufficient planned funds, he decided to pay for the gap. Now that the road has been repaired, Boss Tan plans to invest 100,000 yuan to install 50 solar street lamps … "Li Fuxiao interjected.
When Tan Lichun went home for the Spring Festival this time, he learned that there was still a funding gap in the construction of village roads, so he decided to pay for it again, and at the same time he was going to pay for the installation of solar street lamps. In order to repay the villagers, on the 29th of New Year’s Day, he invited a chef and put on a dam feast to celebrate the New Year with the villagers.
"In the past, we only had dirt roads from Hanlingou to the town and neighboring villages. Since the village roads hardened, it has facilitated life and production, and agricultural and sideline products can also be shipped out." Villager Zhang Hai said happily. "Now, the car can drive to the door, and I am no longer afraid of muddy roads in rainy days. Thanks to Tan Lichun, who is a native of our village, it is really hard to get’ rich and never forget my hometown’." Villager Tan Wen praised Tan Lichun’s actions.
"The mountains and rivers in my hometown and my fellow villagers raised me, and I am very proud to be able to do something for the people in my hometown today!" Tan Lichun admits that the idea of doing something for his hometown has a long history. This is just a token of gratitude to his hometown. Facing the praise of the villagers, he feels that he can do something for his hometown. "I have suffered from it since I was a child. At that time, the neighbors often helped me. Now that I am rich, I should care more about the development of my hometown. It is also appropriate to do something for the villagers."
Copyright statement: If copyright issues are involved, please contact this website with the ownership certificate.
Source: Sichuan Online
Xingye Consumer Finance made more efforts to continuously strengthen the effectiveness of risk management.
With the consumer finance industry entering the stage of high-quality development, forging professional risk management ability has become the top priority for financial institutions to create competitive advantages and operational resilience. Balancing the resources between "business" and "risk" and creating a professional, digital and refined risk management system test the operational wisdom of various institutions.
As an excellent student in the first echelon of the industry, Industrial Consumer Finance attached great importance to the echelon training of talents’ soft power at the beginning of its establishment, established and improved the system and mechanism, strengthened the policy of combining risk management with assessment and incentive, maintained the stability and enthusiasm of the management team, and laid a solid foundation for the steady development of the company.
Specifically, the company builds a multi-dimensional, quantifiable, scientific and rigorous monitoring index system, strengthens the management and control constraints and responsibilities of key positions and key personnel such as account managers and risk approvers, and improves the accountability mechanism with clear hierarchy, coordinated powers and responsibilities and efficient operation; Strengthen the staff’s awareness of risk management, continuously carry out system education and warning education, enhance the enforcement of rules and regulations, and transmit the awareness of compliance risk to every employee and every business.
In addition, Industrial Consumer Finance integrates traditional risk control and intelligent risk control concepts, effectively solves the problem of information asymmetry, and focuses on building a "pre-lending-lending-post-lending" whole-process risk control system, effectively improving approval efficiency and reducing loan risks. First of all, based on the general lack of effective credit records of sinking customers, we continued to optimize the pre-loan investigation process, adhered to the principle of "pro-nuclear and pro-visit, face-to-face interview", and the account manager went to the customer’s living residence and office to conduct a nuclear visit, investigate and verify its real income and liabilities, comprehensively consider the customer’s external liabilities and living costs, and restore the customer’s real borrowing purpose and solvency as much as possible. Secondly, combining traditional and emerging credit information, on the basis of traditional credit means, making full use of customer behavior data, and strengthening the risk prevention and control of application information verification, bad habits investigation and multi-head lending prevention. After the loan is issued, by building a risk early warning strategy combining system and labor, using multidimensional credit information and machine learning algorithm, and exerting the synergistic effect of big data platform and digital decision engine, the risk of existing customers is stratified and differentiated management is implemented within the duration.
Consumer finance services are aimed at the public who have not fully enjoyed the traditional bank loan services, and the customer base is sinking, which puts forward higher requirements for preventing and resolving financial risks.
In recent years, consumer financial institutions have actively relied on the application of financial technology to improve their ability to handle credit risks. For example, Industrial Consumer Finance explores the cross-domain cooperation of "digital finance+smart justice", puts into production the blockchain electronic deposit system, and uses advanced financial technology means such as blockchain and big data to realize the data docking between court case handling and financial business system, reducing the burden of proof for consumers. Blockchain technology has three characteristics: unforgeability, traceability and openness, transparency and verifiability. Using blockchain technology, the whole process of credit electronic data will be wound up, making electronic data become electronic evidence, improving the availability and reliability of data, effectively realizing data protection and consumer rights protection, and building a more efficient post-loan disposal channel to resolve financial risks. At present, Xingye Xiaojin has combined with Quanzhou Intermediate People’s Court through the blockchain electronic deposit system to realize the whole process of credit, the whole cycle of electronic deposit, the automatic generation and submission of litigation materials in batches with one button, and has handled more than 1,000 cases cumulatively, forming a good demonstration effect.
Risk management is the core competitiveness of financial institutions. The Central Financial Work Conference emphasized that risk prevention and control should be the eternal theme of financial work. As a new financial format, consumer finance should firmly establish risk awareness, strengthen risk management and implement risk responsibility, so as to promote the long-term healthy development of the industry. As a formal licensed financial institution, Industrial Consumer Finance will constantly improve its risk management system, providing strong support for the company’s steady development and stability.
Source: Xianning News Network