Besides eating Lantern Festival lanterns, what other customs are there in all parts of our province? Some things you can’t think of

Today is the fifteenth day of the first month, and the Lantern Festival comes as scheduled. In ancient Chinese, "Yuan" is the beginning, "Xiao" is the night, and "Yuanxiao" is the first full moon night after the beginning of Yuan. Lantern Festival has a long history. As early as the Western Han Dynasty, Lantern Festival has become a major festival.
As a part of the Spring Festival, Lantern Festival is also a chain festival. In terms of length, it was one day in Han Dynasty, three days in Tang Dynasty, and five days in Song Dynasty. In Ming Dynasty, the lights were lit from the eighth day of the eighth month until the night of the seventeenth day of the first month, for ten days. Tang Yin, a poet in the Ming Dynasty, wrote in his poem Yuanxiao: "In spring, people are like jade, and lights burn the moon like silver next month." By the Qing Dynasty, the Lantern Festival in various places had added "hundred plays" such as dragon dancing, lion dancing, roller boating, walking on stilts and yangko dancing, but the festival period was shortened to three to four days, starting from the 14th day of the first month and ending on the 16th.
Two hundred years ago, in Jinan Prefecture, the Lantern Festival was celebrated like this: "Put on lanterns, set off fireworks, and make sugar rounds. Try the lamp (wheat on the 14th, main valley on the 15th, main beans on the 16th), and it will be a good year when the moon is bright and windy. After trying to spread the doors, it is called’ scattered lights’ and floating in the running water, which is called’ river lights’. "
In all parts of Shandong, in addition to the traditional eating dumplings, watching lanterns, watching zaju and setting off river lanterns, "Walking Hundred Diseases" has also been a distinctive folk activity since the Ming and Qing Dynasties. Someone once wrote a poem: "Old and young are happy to call each other, and when they leave, there will be no diseases in the world." This activity is held in some areas on the 15th of the first month, but mostly on the 16th. On this day, women dressed in festive costumes walked out of their homes and crossed the bridge in droves. In some areas, they went to Confucian temples, temples, and some boarded city walls or pavilions until midnight. Little girls play with skipping rope on this day, which is called "jumping a hundred ropes".
In the old days, women in Texas boarded the south gate and walked to the temple pavilion. As the saying goes, "Climbing the city is easy." Longkou women must cross the crescent bridge in Xiguan when they are ill. In Boshan, people who suffer from sores and gangrene will gather Ai Wei on the 16th night of the first month to roast the stone lion in front of the county office, which is called "Treating Diseases". Men, women and children in the rural areas of Juxian county should take a walk in the wild on this day, which is called "walking the old face". It is said that walking once a year can keep the old face.
These three places have the most unique custom of "walking away from all diseases": in Juancheng, people go for a walk outside the village early in the morning, and even ride cows, horses, donkeys and mules to run on the road, which is called "running for a hundred times", and the proverb says: "running once, never seeing old", which is similar to the custom of "walking old" in Juxian. In some places, people climb high and overlook, some go to the tomb of Lin to moxibustion Weng Zhong, and some people moxibustion clothes at home, which is called "moxibustion for all diseases".
In Laowei County (now Weicheng District), "Walking All Diseases" is more distinctive. On the 16th day of the first month, women went to the Zhenwu Temple in the northeast corner of the city to offer incense, and then touched the wooden tiger that Zhenwu Emperor accompanied Zhao Xuantan, commonly known as the "old cat". It is said that touching an old cat will not cause illness for a year. In front of the shrine court, two stone men were moxibustion. It is said that moxibustion on the stone old man and the stone woman did not produce sores for a year, which is collectively called "running old cat". The "Wei County Zhuzhi Ci" included in the "Wei County Records Draft" compiled in 1941 said: "The Xinzheng Festival began after the Lantern Festival, and the old cats ran in the city; In order to be disease-free for a year, Ai Xiang fought to burn the stone man. "
In Gaomi and other places, on the 16th day of the first month, the stalks of trees and grasses are in the shape of a meandering Yellow River, and children are running in a maze-like passage, which is called "running the Yellow River". People in Zoucheng will go to the Kangxi Monument Pavilion in Mengmiao on the 16th day of the first month to touch the tablet. There is a proverb in the local area: "If you touch the head of the tablet, you will never know how to worry;" Touching the donkey will never make you ill. "
In Tengzhou ancient city one hundred years ago, the gates were not closed during the Lantern Festival, and the lights in the city shone as bright as day. Dragon lanterns, lions, clouds, flower boats, bamboo horses, stilts, and the Eight Immortals are all zaju, dancing and singing, boasting and fighting, and fireworks, fireworks, rockets, mud-nest flowers, iron-tube flowers, etc., or flowers or rings, all at once, which are very lively. From 14th to 16th, everyone climbed the city wall, went to the temple to burn incense, and the officials did not forbid it.
Whether eating glutinous rice balls, watching zaju, setting off river lanterns or walking away from all diseases, the Lantern Festival is painted with a thick humanistic background with the help of ceremonies. On the first full moon night in the New Year, facing the moon god who is in charge of drought, flood, wind and hail, it is natural for our ancestors to use various rituals to pray for a bumper harvest and good health in the New Year, and fire has become the best way to communicate with the gods and people. At dusk, they prayed and blessed around the fire, and the clouds soared to communicate with people and gods. Year after year, the years are so long. In these seemingly superstitious and somewhat reasonable ceremonies, the Lantern Festival was born and passed on in the interpretation …
(Reporting by Lu Wei, a client reporter of Volkswagen Daily)
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Cloud perspective | Don’t be silly and confused whether to eat Yuanxiao or Tangyuan on Lantern Festival.

the Lantern Festival

Gain three pounds every holiday.

After eating and drinking during the Spring Festival

The second round of the festival "Lantern Festival" is coming again.

Lantern Festival on the fifteenth day of the first month

In the Lantern Festival, people watch lanterns and solve riddles on the lanterns.

And have a family reunion to eat Yuanxiao.

It means sweet New Year reunion.

as the proverb goes

Eating yuanxiao in the north

South chi dumplings

Lantern Festival? Tangyuan?

Why do the north and the south eat differently?

Are they one thing?

In fact, glutinous rice dumplings and Yuanxiao are both snow-white spheres filled with glutinous rice. Tracing back to the source, they are the same thing.

The custom of eating glutinous rice balls began in the Song Dynasty, but in the process of evolution, the differences in production techniques between the north and the south gradually formed two names.

"Roll" Yuanxiao in the North

Image source: Benxi Daily

When people in the north make Yuanxiao, they first knead the stuffing into a uniform ball, put it in a laundry basket covered with dry glutinous rice flour and shake it constantly. From time to time, water is added to make the stuffing stick more and more glutinous rice flour until the stuffing is covered with glutinous rice flour and rolled into a ball.

Because of this, Yuanxiao can be eaten in a variety of ways. Such as frying or steaming.

Yuanxiao tastes strong on the skin, and the stuffing is chewy. The boiled soup will be thicker, which is a bit like drinking rice soup.

South Bao sweet dumplings

Zhaotong City Transportation Bureau staff Bao Tangyuan Qingyuanxiao correspondent Chen Jing photo

The method of making glutinous rice balls is a bit like making steamed stuffed buns. First, glutinous rice flour is added with water to form balls, which are left for several hours. Then, the stuffing is mixed evenly and put in a container for later use, and it is not necessary to cut into small pieces. The water content of glutinous rice balls is more than that of Yuanxiao, and the wet glutinous rice flour is very sticky. You can only pull a small ball of wet noodles by hand, squeeze it into a round shape, pick a ball of stuffing and put it on the glutinous rice slices, and then turn around with both hands to make glutinous rice balls. The fillings of glutinous rice balls are sweet and salty, and there are meat and vegetables. In many places, pork, ham and shrimp are also used as fillings.

Tangyuan has a smooth skin and a delicate taste. Because there is a lot of water in the stuffing, the stuffing will flow out like quicksand at the moment when it is bitten. Besides, the soup cooked with glutinous rice balls is clearer than Yuanxiao.

In addition, the storage of Yuanxiao can’t be frozen, but it can only be cooked and eaten now, and it can’t be stored for a long time (it will crack if it is kept for a long time, and the same is true for cold storage), while the dumplings must be frozen.

In fact, no matter whether you eat Yuanxiao or Tangyuan, although there are differences in form, the moral you want to express is the same, that is, round and round, round and full.

A little more knowledge

Yuanxiao is delicious, but some people should not eat more.

Diabetic patients: The sugar content of Yuanxiao is high. If patients covet the delicious food, their blood sugar will rise sharply, which will not only aggravate their illness, but also induce ketoacidosis.

Patients with ulcer disease: Eating Yuanxiao can increase gastric acid secretion, aggravate the stimulation to ulcer surface, and even induce gastric bleeding and gastric perforation in severe cases.

Gastrointestinal dysfunction: Yuanxiao is made of glutinous rice flour, which is sticky and difficult to digest. After eating, it can lead to stomach pain, bloating, belching, acid reflux and even diarrhea.

Patients with acute gastroenteritis: the gastrointestinal tract is in a state of congestion and edema. Patients should eat digestible foods such as rice soup and lotus root starch. Eating Yuanxiao will increase the burden on the gastrointestinal tract.

Patients with high fever: The gastrointestinal tract of patients is relatively inhibited when they have fever, so they should eat some easily digestible food such as liquid food, otherwise it will aggravate the condition.

Patients with hypertension, hyperlipidemia and gout: These patients are in danger of aggravating their condition by eating Yuanxiao, so it is advisable to eat less.

Early recovery from a long illness: At this time, although the patient’s appetite has improved, his digestive function is still weak, and excessive consumption of Yuanxiao is not conducive to recovery.

Old and infirm people: these people have decreased digestive function and lost teeth, especially the old people’s swallowing reflex is relatively slow, which may cause the Lantern Festival to get stuck in the throat due to rapid swallowing, leading to breathing difficulties and even suffocation and death.

Infants and young children: Children’s digestive function is weak, and their swallowing reflex has not been fully developed. Therefore, when eating Yuanxiao, you should not eat it whole, but divide it into a quarter, and then eat the second bite after eating one bite. You must chew slowly to prevent accidents.

People whose digestive function has not recovered after "Yangkang": It is also not suitable to eat more Yuanxiao, otherwise it will aggravate their own basic diseases and bring about adverse reactions such as abdominal pain, bloating, constipation, acid reflux and heartburn.

"Sixteen full moons on the 15th" is still the annual "minimum full moon".

On February 19, 2019, in Kunming, Yunnan Province, an airplane flew past the annual "Maximum Full Moon". Xinhua News Agency reporter Yan Yiguang photo

On the Lantern Festival, it is the right time to enjoy the moon. According to astronomical science experts, the Lantern Festival in Guimao Year of the Rabbit "the 16th Moon of the 15th" is still the annual "minimum full moon".

"Because the moment of’ looking’ in the first month of Guimao Year of the Rabbit appears at 2: 29 on February 6, the Lantern Festival in the Year of the Rabbit is’ the 16th Moon of the 15th’." Xiu Lipeng, a member of the Chinese Astronomical Society and director of the Tianjin Astronomical Society, said.

This round of the most round Lantern Festival is a bit special. It is not only the first full moon in the year of Guimao Rabbit, but also the smallest full moon in 2023.

How to appreciate this round of Lantern Festival full moon? "The moment of’ looking’ takes place in the early hours of the morning, and the public who intend to enjoy the moon can watch and shoot about two hours after sunset on the 5th. At this time, although the moon is not the roundest, it is almost the same as the roundest moment, and it has just risen and looks very big. It is not only suitable for naked eye appreciation, but also very suitable for taking photos with the ground landscape. " Xiu Lipeng suggested.

Editor: Yang Chunping

Comprehensive arrangement from Baidu Encyclopedia, Xinhuanet and Benxi Daily.

(yunnan net)

Reporting/feedback

The program of the 2021 Lantern Festival Gala at the reception desk was announced, and the wonderful interpretation lit up the midnight snack.

  Cheerful to welcome the festival, singing and laughing at the Lantern Festival. The "2021 Lantern Festival Gala" of the Central Radio and Television General Station will arrive as scheduled at 20:00 today. All the programs were officially announced, and the program list was freshly released. This year’s Lantern Festival will take the theme of "Spend a good month and have a midnight snack", and use songs, dances, sketches, cross talk, acrobatics, magic, martial arts, operas, musicals and other wonderful programs to convey the family reunion and happy feelings of Chinese children. CCTV-1 comprehensive channel, CCTV-3 variety channel, CCTV-4 Chinese international channel, CCTV literature and art, CCTV video and CCTV audio-visual client broadcast simultaneously. Please watch.

Will "Xiaoxue" snow? | Folk Calendar Twenty-four solar terms

Cover journalist Qin Zhou
"There is a light snow all over the sky, and the coming year will be rich." On November 22 nd, the light snow in the 24 solar terms was ushered in.
"twenty-four solar term" said: "In mid-October, the rain was thin by the cold, so it condensed into snow. The words of the little ones are not prosperous. " Will it snow with light snow? Not necessarily. As a solar term reflecting climate phenomena such as precipitation and temperature, the light snow solar term is not necessarily related to the light snow in the weather.
What are the characteristics of the climate when entering the light snow solar term? The third stage of light snow: the rainbow disappears, the weather rises, the atmosphere drops, and the occlusion becomes winter. What is the meaning behind it? "There is light snow all over the sky, and there will be a bumper year in the coming year." Is there any meteorological principle behind this agricultural proverb? Let’s listen to Wang Liwei, a lecturer in the Department of Atmospheric Science, College of Agriculture, Shenyang Agricultural University, and explain it for you.
The plants were frosted. According to Xinhuanet
Is it sure to snow with light snow?
Light snow is the 20th solar term among the 24 solar terms and the 2nd solar term in winter, which falls on November 22nd or 23rd of the Gregorian calendar every year. Light snow, like rain and Grain Rain, is a solar term reflecting precipitation. Will there be some light snow on the day of the light snow solar term? Not really.
Wang Liwei, a lecturer in the Department of Atmospheric Science at the Agricultural College of Shenyang Agricultural University, explained that it is called "light snow" because "snow" here means cold, with emphasis on "small", which means it is not too cold now, even if it snows, it will not be too big. The meaning of "light snow" in the light snow solar term is different from that in the daily weather forecast. The light snow solar term is a climate concept, and the light snow in the weather forecast refers to the snow with less snowfall intensity.
During the light snow solar term, the temperature in the northern region began to drop to below zero, snow began to fall in North China, and frozen soil began to appear in Northeast China. Although there is no snowfall in the south, except for Lingnan and some coastal areas, most cities have entered winter and the weather is getting colder and colder.
Light snow three wait:
When the rainbow disappears, the weather rises, the atmosphere drops, and the occlusion becomes winter.
Phenology refers to the periodic natural phenomena such as animals, plants, birds and weather that change with the seasons. From the phenological phenomenon, the ancients divided the light snow solar terms into three periods: one is that the rainbow disappears; Second, the weather rises and the atmosphere drops; The third weather is blocked and becomes winter.
Wang Liwei introduced that once the rainbow disappeared, he said that it was no longer raining in the northern region, and it was naturally difficult to find the rainbow after the rain. Because the rainbow is formed by sunlight shining on the spherical water droplets in the air and the light is refracted and reflected. The light snow is very cold, even if there are small water droplets in the sky, they are frozen into small ice crystals or small snowflakes, so naturally it is impossible to refract and reflect the rainbow.
The ancients regarded weather and local atmosphere as important phenology to feel the phenomenon, indicating that heaven and earth can’t communicate at this time. "When the weather rises in the second season, the earth’s atmosphere drops" and "When the weather closes in the third season, it becomes winter", which means that the yang in the sky rises and the yin in the ground drops, resulting in the disharmony between Yin and Yang and the impassability between heaven and earth. It is precisely because Yin and Yang don’t meet, heaven and earth don’t connect, everything in nature drifts and loses its vitality, and trees wither, so that it is blocked into winter, that is to say, it becomes the appearance of winter.
There is a light snow all over the sky, and the coming year will be rich.
As the agricultural proverb goes, "there is light snow all over the sky, and the coming year will be rich." The ancients believed that light snow had just entered winter, and it was a good sign that it began to snow at the beginning of winter. Until next year, the rain would be even and there would be no drought or flood. Wang Liwei believes that this agricultural proverb first expresses a good wish. In addition, it also contains certain scientific truth. "Secondly, it snows when it snows lightly, which will directly freeze the pests and germs in the farmland. By next year, it will reduce the pests and diseases in the fields and ensure the healthy growth of crops. Finally, it snowed when there was a light snow, and the earth began to enter the freezing period. And this snow can be like a quilt, which can keep the crops warm, which can not only block the invasion of cold air, but also reduce the heat transfer from the soil. "
Take winter wheat as an example. Covering with snow can protect wheat seedlings from overwintering safely. Wang Liwei said that in general, the newly fallen snow has large pores and the best heat preservation effect. If the snow is kept above 3 cm, it will be very helpful for winter wheat. Moreover, the melting of snow in the coming year can replenish soil moisture, make the soil wetter, and also promote the decomposition of organic matter in the soil and improve fertility. Therefore, there are also sayings that "winter wheat is covered with three layers of quilts, and next year I sleep with steamed bread under my pillow" and "snow is auspicious for a bumper year". These agricultural proverbs are valuable experiences summed up by the ancient working people through long-term exploration. Although it is not applicable to all parts of the country, it still has high reference value for some agricultural production in the north.
Busy farming in light snow season
In ancient times, it was not cold enough to go out during the light snow season. So at this time, the ancients advocated "repairing" and "visiting friends". Even so, there are still some farming things to worry about.
Wang Liwei introduced that wheat should be hoed and crushed and suppressed in winter to ensure the safe overwintering of wheat seedlings and lay a good foundation for next spring. For winter rape, it is necessary to pay close attention to thinning seedlings, fixing seedlings, cultivating soil in intertillage and applying fertilizer reasonably to improve the cold resistance of rape. For livestock, it is necessary to catch autumn fat and prepare enough grass food, such as straw, vegetable leaves, sweet potato vines, etc. In winter grazing, it is necessary to go out late and return early, livestock and poultry houses should take measures to keep warm and keep out the cold, and fruit trees should be cut quickly. According to the characteristics of each crop, planning ahead of time is to have a good harvest in the coming year.
Rape transplanting began in some areas of Sichuan Basin in the light snow solar term, and winter wheat is also in the three-leaf stage. It is necessary to do a good job of fertilizer and water management for weak seedlings before winter, and strive to cultivate strong seedlings for overwintering. All orchards should make full use of favorable weather conditions to complete the management of overwintering orchards in time to ensure the safe overwintering of fruit trees in the later period. When planting vegetables in greenhouse, we should also pay attention to ventilation while keeping warm, so as to prevent wet-loving diseases such as downy mildew and gray mold caused by high humidity.
Poster production of Xiaoxue solar terms: Liu Yuxi
Reporting/feedback

Ministry of Communications: The driver of the network car needs to take an exam. The maximum penalty for refusing to take a taxi is 2000 yuan.

  As an important supporting regulation for deepening the reform of the taxi industry, yesterday, the Ministry of Transport announced the newly revised Regulations on the Management of Taxi Drivers’ Qualification and the Regulations on the Management of Cruise Taxi Services. The two regulations are clear. Both the traditional cruise taxi driver and the online booking taxi driver must pass the national public and regional subject examinations to obtain the qualification certificate and be registered by the taxi administrative department before they can engage in taxi passenger service. The two regulations will be implemented on October 1 and November 1 this year respectively.

  Provisions on the administration of professional qualifications

  keyword

  examination

  Divided into public subjects and regional subjects

  The Beijing Morning Post reporter found that the revised Regulations on the Management of Taxi Driver’s Qualification clarified the scope of application. The taxi driver’s qualification includes the qualification of cruising taxi driver and the qualification of booking taxi driver online, and combined with the characteristics of the new format of online car rental, the driver’s conditions, examination content, certificate category, registration management, continuing education and legal responsibility have been adjusted accordingly.

  The "Regulations" clarify that the Ministry of Transport is responsible for guiding the management of taxi drivers’ qualifications nationwide. Taxi driver qualification examination includes national public subjects and regional subjects examination.

  The regional subject examination of cruise taxi driver’s qualification is a knowledge test with regional service characteristics, such as local taxi policies and regulations, human geography and traffic routes in the operating area; The regional subject examination for booking taxi drivers’ qualifications on the Internet is a knowledge test for local taxi policies and regulations with regional norms.

  keyword

  driver

  No drunk driving record after driving for 3 years.

  For drivers who apply to take the taxi driver qualification examination, the "Regulations" are also clear: they need to obtain the corresponding motor vehicle driver’s license and have more than 3 years of driving experience; No traffic accident crime, dangerous driving crime record, no drug abuse record, no driving record after drinking, and no record of 12 points in the last three consecutive scoring cycles. At the same time, there is no record of violent crime, and other conditions stipulated by the city people’s government are required. Only if the above conditions are met can you register for the exam with relevant materials.

  In addition, only taxi drivers who have obtained the qualification certificate can engage in taxi passenger service after being registered by the taxi administrative department. Taxi driver qualification registration is valid for 3 years.

  If you have not applied for registration for more than 3 years after obtaining the qualification certificate, you need to complete at least 27 hours of continuing education before taking up your post after registration.

  keyword

  hold sb accountable

  The maximum penalty for unlicensed operation is 30,000 yuan.

  The "Regulations" also clarify that for drivers, there are passengers on the way or deliberately detouring; Failing to carry the road transport certificate and qualification certificate as required; The driver of the cruise taxi refuses to take the taxi, or fails to arrive at the agreed place to provide an appointment service without the consent of the owner or passengers or the online appointment of the taxi driver without justifiable reasons; Carrying other passengers without the consent of the passengers; Cruise taxi drivers don’t use the meter pricing equipment in accordance with the regulations, charge illegally, or make online reservation for taxi drivers to charge illegally; Take revenge on passengers who report or complain about the quality of their services or make unsatisfactory evaluation of their services, and if the behavior is serious, the registration will be postponed, ordered to make corrections, and a fine of more than 2,000 yuan in 200 yuan will be imposed.

  Driving a taxi to engage in business activities without obtaining the qualification certificate or beyond the approved scope of the qualification certificate; Driving a taxi to engage in business activities by using an invalid, forged or altered qualification certificate; Lend, lease, alter the qualification certificate, will be fined 10 thousand yuan to 30 thousand yuan; If a crime is constituted, criminal responsibility shall be investigated according to law.

  As for enterprises, those who violate the Regulations and hire people who have not obtained the qualification certificate and drive taxis to engage in business activities will be ordered to make corrections and be fined between 5,000 yuan and 10,000 yuan; If the circumstances are serious, a fine of not less than 10 thousand yuan but not more than 30 thousand yuan shall be imposed.

  In addition, it is noteworthy that the "Regulations" also put forward clear requirements for taxi administrative departments and staff, and failed to organize the qualification examination and issue the qualification certificate according to the prescribed conditions, procedures and deadlines; Found that the illegal act was not investigated in time; Those who ask for or accept other people’s property and seek other illegitimate interests will be given administrative sanctions according to law to the directly responsible person in charge and other directly responsible personnel; If a crime is constituted, criminal responsibility shall be investigated according to law.

  ■ ask questions

  ● Why do you want to manage the drivers of the network car?

  According to the Ministry of Transport, whether it is a network car or a cruise car, it provides a universal passenger service for the public and implements access management for drivers according to law, which is the bottom line requirement for industry management departments to ensure transportation safety and service quality.

  ● In what aspects have the characteristics of the network car been considered?

  In the revision of "Regulations on the Management of Taxi Drivers’ Qualification", the characteristics of the network car are fully considered, and the development of new formats is actively supported through "tailor-made" system design and management innovation. For example, compared with the tour bus driver, it simplifies the test content of the network car driver to the greatest extent, and stipulates that its registration and cancellation can be completed through the platform company reporting to the taxi administrative department where the license issuing organ is located.

  Regulations on the management of cruise taxis

  "Money" should be adjusted in time.

  According to the framework of rules and regulations issued by Guiding Opinions on Deepening Reform and Promoting the Healthy Development of Taxi Industry and Interim Measures for the Management of Online Booking Taxi Management Service, the revised Regulations on the Management of Cruise Taxi Management Service has adjusted the scope of application and made a series of regulations on the positioning of taxi industry and the distribution of interests between operators and drivers. It is clear that taxis are an integral part of urban comprehensive transportation system, a supplement to urban public transportation, and provide personalized transportation services for the public. The development of cruise taxis should be adapted to the economic and social development of the city and coordinated with public transportation and other passenger transport services. By defining the development orientation, we will strive to build a diversified and differentiated urban comprehensive transportation service system to better meet the travel needs of the people.

  Aiming at the problem of taxi "money", cruise taxi operators are required to adjust the contract fee standard or quota task in time according to operating costs, freight rate changes and other factors, so as to better build a business model in which enterprises and drivers share operational risks and distribute benefits reasonably, and accelerate the transformation and upgrading of traditional industries.

  ■ background

  Two provisions provide the guarantee of the rule of law.

  In July this year, the Ministry of Transport issued "Guiding Opinions on Deepening Reform and Promoting the Healthy Development of Taxi Industry" and "Interim Measures for the Management of Online Booking Taxi Operating Services" as important supporting regulations for deepening the reform of the taxi industry. Yesterday, the Ministry of Transport issued newly revised Regulations on the Management of Taxi Drivers’ Qualification and Regulations on the Management of Cruise Taxi Operating Services and made relevant interpretations.

  The Ministry of Transport said that the amendments to these two ministerial orders sought the opinions of local transportation authorities in early July this year, which will provide legal protection for promoting the transformation and upgrading of cruise vehicles, standardizing the operation of online car-sharing, and promoting the integration and development of new and old formats.

  This edition of the article

  Beijing Morning Post reporter Cao Jingrui

Flying ducks rush forward: this winter’s "Mom YEATION" film.


Special feature of 1905 film network Operated by the team, the animated film released on December 8 tells the story of a flying duck family who never stepped out of the pond and decided to move to Jamaica, a dream island. After they set off in high spirits, they were in a lot of trouble during the migration.


The film focuses on the themes of "family" and "growth", with dense jokes and entertaining. What kind of "duck" guide can the audience get from flying ducks?



Keywords "Flying ducks rush forward" — — Fun! Inspirational! Warm!

The film "Flying Duck Rushing Forward" is actually a film for all-age audiences. It has both the image of parents and children at home and the image of the elderly at home. Among the characters of different ages, different audiences can find an emotional resonance in it.


More importantly, the emotional theme displayed in Flying Duck Rushing Forward is rich enough, and children may find it very interesting in this adventure, while adults may have more feelings when watching Flying Duck Rushing Forward. In fact, it shows not so much seeing the world and others as seeing themselves, and discovering their true selves and potential by knowing the world.



The first thing that broke the circle of this film was the short video of "Ducks Playing My Going Out". The Chinese funny version of dubbing received nearly 700,000 praises, and some viewers even thought that Chinese dubbing was the soul.


"Mom, find a service station here. I’ll go to the toilet."

"Pull directly."

"This is really lacking in quality."

"You are a bird. What qualities do you want?"

"But I can’t take off my underpants flying like this."

"Don’t make me slap you in the nearest place to heaven."



The content of "Flying Duck Rushing Forward" circled in the short video platform is very interesting, especially life-oriented, that is, the family is on their way, but the duck sister has to go to the toilet after customs clearance, and the mother duck in the film is performing the usual life state of mothers.



A Guide to Happy Recognition of Ducks

The family of four in "Flying Duck Rushing Forward" has their own different personalities. For example, our father duck is "beware of ducks", and his skill is to tell scary stories. Through scary stories, he wants his children to avoid danger, in fact, he wants to protect them.


The second is our mother. This mother duck is a "duck rushing forward". She is a very brave and intelligent mother. At many critical moments, she will use her wisdom to negotiate with others to strive for the greatest interests for herself and then protect her family.



The third is my brother Dada, who wants to grow up as a duck. In many cases, he is particularly curious and brave about many things, especially hoping to prove to others that "I" is a little man.



The last one is the duck sister Guan Guan, who is a lovely "duck to hug". She is a very gentle and lovely little girl, but her inner energy is actually very powerful. It will melt the hard ice in adults’ hearts with its cuteness and gentleness.



The audience will feel that such a little girl is really pity and love, and will feel that she actually admires it. Because sometimes, as an adult, when you want to convey your feelings to others, you may be embarrassed to say "Come on, let’s hug."


However, this duckling can use such a lovely and warm way to amplify his little energy, so that adults can also be full of forward energy and dare to express their feelings directly.


A guide to skillfully understanding "duck"

Although the protagonist of this film is a duck, it actually discusses very complicated human emotions and family relationships. I believe that each character can also resonate with the audience, so that everyone can release pressure in the movie.


From the perspective of mothers, the process of watching "Flying Duck Rushing Forward" is actually a process of unloading pressure. In fact, when parents accompany their children to grow up, it is a process of watching their children’s backs, watching them grow up, then gradually leaving themselves and showing themselves in the bigger world.



At the same time, it is also less anxious. Many parents will worry about "what should I do if my child grows up and seems to be far away from me" when their children grow up, but "Flying Ducks Rush Forward" tells parents that as a family, our hearts are always together, no matter how far away from each other physically, we love each other and give each other great strength, which is enough.



The whole film wisely arranges a different dilemma in life: in the beginning of the film, the audience may think that the heron is a terrible enemy, but when approaching it, they find that the heron has various personalities and may encounter a different heron. Don’t just listen to rumors, you should really believe what you see.



The second story is more realistic. When ducks enter the metropolis, they often encounter wrestling and competition. You and others are always competing for the same thing. What should you do at this time? Perhaps the most common choice is to fight bravely or give up and leave.


But this story gives a third answer. Mother Duck tells her children with the wisdom of sharing, and also tells the audience that there may be a fairer third choice in life besides competition and giving up, that is, learning to share.



In the third story, ducks meet bird friends during their journey — — Parrots need family members to unite to rescue them. It is during the rescue process that the audience can see how each family member exerts their unique abilities and realizes such a cohesive force as "one plus one is greater than two".



In every sense, "Flying Duck Rushing Forward" is very suitable as a "Mom YEATION" film in winter. Because it is not only suitable for mothers to take their children to see, but also suitable for mothers to take the whole family, old and young.


When the whole family walks into the cinema together, my mother will think, "I really held a very successful family activity." Because every family member can feel a harvest and a joy in the process of watching movies.



There is not only an adventure theme in this film, which makes us not afraid of difficulties; There is also the theme of family affection. Let’s return to the family and look for energy from our loved ones. Therefore, "Flying Duck Rushing Forward" is a film with both challenges and energy, so that families can share joy and burn warmth together in winter.


After the holiday, the property market put "explosive materials"! The two places took the lead in regulating and starting the "double cannon"

  Zhongxin Jingwei Client October 11 (Dong Xiangyi) Although the property market has not been booming in the "Golden Week" this year, Xuzhou, Jiangsu Province took the lead in launching regulatory policies just after the National Day holiday, followed by Shaoxing, Zhejiang Province. The policies of the two places focus on the record price management of commercial housing, and at the same time, they also clarify the restrictions on sales, "land price restrictions, and competitive construction". According to institutional data, the number of national real estate control policies in the first nine months of this year was as high as 403 times.

  According to the analysis, the policies issued by Xuzhou and Shaoxing further illustrate the orientation of not relaxing regulation. Especially in the fourth quarter, the national housing enterprises will actively promote sales and destocking, and it is also crucial to stabilize the market order at this time. It is expected that there will still be regulation and control throughout the country in the fourth quarter, focusing on the implementation of the "three stable" policy. In addition, the promotion of real estate enterprises will still have a certain driving effect on the transaction, the overall decline of the market scale can be controlled, and the house price will still be stable.

  At the same time, the strict implementation of the "three red lines" will be postponed until 2023, which is also confirmed by the media as a misunderstanding and will still be fully implemented in the whole industry from 2021. As for whether it affects housing prices, in the opinion of experts, since the current policy has definitely not landed, it will have no impact on the market.

  Xuzhou and Shaoxing introduced regulation after the festival.

  Start the property market "double cannon"

  On the evening of October 9th, official website of Xuzhou Housing and Urban-Rural Development Bureau issued the Notice on Further Promoting the Healthy Development of Urban Real Estate Market, which clarified many aspects such as homestead supply, filing price management, decoration behavior and price supervision, real estate financial policy, commercial housing sales restriction, housing security and so on.

  The notice is clear, and the management of the sales price of commercial housing should be strengthened. Newly-filed commercial residential projects with a parcel construction area of less than 100,000 square meters shall be filed at a one-time price; If the parcel construction area is higher than 100,000 square meters, the price can be put on record by stages, each time the record is not less than 100,000 square meters, and the last period is less than 100,000 square meters, so the record can be made according to the facts; The filing price shall not be adjusted within one year.

Source: Xuzhou Housing and Construction Bureau website

  Xuzhou also stipulates that all financial institutions should strengthen the examination of the use of credit funds and the detection of the flow direction, and take various effective measures to prevent consumer loans and other loans from being used for buying houses in violation of regulations.

  Xuzhou’s policy of "continuing to adhere to the policy of restricting commercial housing transactions" is not new. According to the Notice on Improving the Opinions on the Stable and Healthy Development of the Urban Real Estate Market in Xuzhou in June 2018, the sales restriction policy had been implemented at that time.

  Yan Yuejin, research director of the think tank center of Yiju Research Institute, told Zhongxin Jingwei that even if the policy content is reiterated, it will continue to release the signal of policy tightening, at least similar to the constraint of six-year sales, and it can also regulate housing transactions and prevent all kinds of housing speculation. It also further magnifies the effect of the sales restriction policy.

  According to the housing price data of 70 cities released by the National Bureau of Statistics in August, the sales price of new commercial housing in Xuzhou increased by 0.8% month-on-month and 11.6% year-on-year, second only to Yinchuan, Tangshan and Xining. The sales price of second-hand houses increased by 0.8% month-on-month and 7.3% year-on-year.

  According to the data of Xuzhou Yibaifang, in the first three quarters of this year, the total land transaction income in Xuzhou reached 37.28 billion yuan, up 73% year-on-year, ranking 29th in the country. Quarterly, in July, August and September alone, the total amount of land transactions in Xuzhou was close to 12.5 billion yuan.

  "The introduction of this policy in Xuzhou further illustrates the orientation of housing prices and expected stability." In Yan Yuejin’s view, Xuzhou’s latest new commodity housing price index rose fourth year-on-year in the country, which belongs to a city with overheated housing prices, so the policy was introduced in line with expectations.

  On the same day, Shaoxing, a prefecture-level city in Zhejiang Province, followed Xuzhou and became the second city to be upgraded and regulated after the National Day holiday. According to data from the Central Plains Real Estate Research Center, Shaoxing is the 27th city in China to tighten control policies.

  The website of Shaoxing Housing and Construction Bureau issued the Notice on Further Promoting the Smooth Operation of the Real Estate Market, emphasizing the strict implementation of the policy of "limiting land prices and competing for construction", the strict implementation of the "double filing" system, the strict management of sales by stages, the strict regulation of market order and the strict implementation of the main responsibility.

Source: website of Shaoxing Housing and Construction Bureau

  The most important policy is to strictly implement the "double filing" system. The price filing of newly opened projects must comprehensively consider other similar housing prices or "land price+cost" and other factors in the same region, and the price filing of additional projects shall not be higher than the price of commercial housing for the first time.

  Some analysts believe that this provision means that the developer’s autonomy is compressed, and the decision-making power of filing price tends to be regulated by the government. For developers, the filing price will be more scientific and reasonable, and will be subject to stricter supervision, and the filing price will not fluctuate greatly; For property buyers, the price of the real estate on sale will also be effectively controlled, and there is no need to worry about the ups and downs of housing prices.

  In addition, for those who have obtained the pre-sale permit or filed the sale of existing homes, all the houses to be sold and the price of each house shall be disclosed at one time within ten days, and shall not be sold at a price higher than the declared price. In addition, increase land supply and implement differentiated land supply. Strictly implement the policy of "limiting land price and competing for construction" and strictly control premium rate and floor land price.

  Yan Yuejin pointed out that from the content of Shaoxing’s property market policy, references to similar restrictions on purchases and loans are reduced, but more are aimed at land prices and housing prices. This also shows that in the current special period, we are still encouraging housing transactions, but we should guard against the speculation of land prices and housing prices.

  However, institutional data show that there is no sign of rising house prices in Shaoxing recently. According to the data of Fangtianxia, the average reference price of second-hand houses in Shaoxing in September was 9436 yuan/flat, down 9.29% from August and 21.65% from the same period last year.

Photo by Xin Jingwei in the data map

  The influence of policies in the two places is limited.

  The national real estate regulation reached 403 times.

  "These policies are all lively, not fundamental, and credit has not been fully tightened." Zhang Dawei, chief analyst of Zhongyuan Real Estate, told Zhongxin Jingwei reporter, "Looking at the contents of the regulation policies of these two cities separately, they are close to those of most cities, and the actual regulation policies are not strong, mainly due to the tightening of the filing price adjustment, which is expected to have a certain impact on the market. However, the impact is limited. "

  Yan Yuejin said that after the "Eleventh" holiday, including the introduction of policies in Xuzhou and Shaoxing, further explained the orientation of not relaxing regulation. Especially in the fourth quarter, the national housing enterprises will actively promote sales and destocking, and it is also crucial to stabilize the market order at this time.

  At the same time, after the festival, it was also reported that the strict implementation of the "three red lines" will be postponed until 2023. According to shanghai securities news, the news is suspected of being misread, and the "three red lines" policy has not been extended, and will still be fully implemented in the whole industry from 2021.

  According to media reports, "three red lines" means that the asset-liability ratio of real estate enterprises after excluding advance payments shall not be greater than 70%; The net debt ratio of housing enterprises shall not be greater than 100%; The "cash short debt ratio" of housing enterprises is less than 1.

  With the gradual tightening of the financing end of real estate enterprises, the probability of developers increasing discounts and promotions in order to reduce debts is greatly increased. As for whether it directly or indirectly affects housing prices, in the opinion of experts, it is certain that the policy has not landed now, so it has no impact on the market. It is not too late to see the impact when the policy is implemented in the future.

  In the third quarter of 2020, the central government held several meetings to emphasize that the positioning of "housing and not speculating" remained unchanged, and regulatory measures were deployed from various aspects. Since July, many cities have tightened their control policies, such as Hangzhou, Ningbo, Shenzhen and Chengdu, to stabilize market expectations. From the perspective of regulatory content, the policies introduced by various localities are mainly manifested in restricting purchases, upgrading loans, increasing the number of years of restricted sales, increasing the number of years of exemption from value-added tax, strengthening the management and control of the land market, strengthening market supervision, and clarifying that high-level talents and families without houses have priority in buying houses, so as to ensure just-needed and curb real estate speculation.

  According to the statistics of the Central Plains Real Estate Research Center, the total number of real estate regulation and control in the country in September this year was 35 times. From July to September alone, more than 27 cities issued more than 30 regulation and tightening policies; From January to September, the national real estate regulation and control policies totaled 403 times.

  Zhang Dawei believes that although the tightening of regulation policies in August and September is not strong, it still represents the trend of real estate regulation and control, that is, one city, one policy, no speculation in housing, and maintaining the stability of the real estate market. As long as it rises too fast, it will inevitably lead to regulation and upgrading.

  The latest report "Summary and Trend Outlook of China Real Estate Market in the Third Quarter of 2020" released by the Central Finger Research Institute points out that looking forward to the fourth quarter, some cities with strong expectations of rising house prices and land prices will further upgrade their property market policies to stabilize their expectations, but with the gradual emergence of policy effects, the space for policy tightening has been significantly reduced. Some cities will further increase the efforts to attract talents and relax the restrictions on settlement in terms of increasing housing subsidies and strengthening housing security, which will further promote the development of the real estate market.

  Golden week property market eclipsed.

  How to get the house price in the fourth quarter

  Judging from the statistics released by many institutions, the National Day holiday just passed did not give the property market too many opportunities for performance. The performance of "Silver Ten" was light, and the new and second-hand housing markets showed a scene of "uneven heat and cold". According to the analysis, with the increase of residents’ demand for tourism, buyers pay more attention to travel during the long holiday and pay less attention to the property market. In the past three years, the so-called National Day property market Golden Week has faded.

  According to the monitoring data of Zhuge Housing Search Data Research Center, the sales area of new houses in 10 key cities (Beijing, Shenzhen, Wuhan, Suzhou, Dalian, Fuzhou, Qingdao, Dongguan, Wenzhou and Tai ‘an) was 728,600 ㎡ during the two holidays, a slight increase of 1.6% compared with last year’s National Day Week. On the whole, the sales volume of this year’s holiday is basically the same as that of last year. However, due to the fact that this year’s holiday is one day longer than that of previous years, the average daily sales area of the 10 key cities in 2020 is 91,100 ㎡, down 11.1% year-on-year. The average daily sales area is the lowest value of National Day Week since 2015.

Source: Zhuge looking for a house

  In the second-hand housing market, the data released by RealData showed that among the 18 cities monitored during the Golden Week, the average daily transaction volume of second-hand housing increased by 50% compared with the same period of last year, and the average transaction price of second-hand housing increased by 12% year-on-year.

  Zhang Dawei believes that the impact of the epidemic on the real estate market has passed, and the subsequent market will continue to heat up. However, the frequent occurrence of regulatory policies has kept the increase at a "warm" level.

  According to the report of the Central Finger Research Institute, in the fourth quarter, the national real estate market will show a situation that "the market scale will be slightly adjusted, the enthusiasm for new construction will slow down, and the investment growth rate will remain at a high level". With the rational return of demand under the tightening of regulation and control, the market scale will return to the adjustment channel under the cyclical action, but the active promotion strategy adopted by real estate enterprises will still have a certain driving effect on the transaction, and the overall decline of the market scale can be controlled; The overall operation of house prices will remain stable, and the increase of improved products and the emergence of the advantages of first-and second-line products will drive the average selling price to continue to rise slightly. (Zhongxin Jingwei APP)

From January 22 nd to 25 th, the event forecast 2008 "Fourteen Winter" snowboarding parallel giant slalom will start tomorrow!

The 14th National Winter Games

Snowboarding parallel slalom competition

It will be held from January 22 to 25.

Held at Meilin Valley Ski Resort in Harqin, Chifeng.

There are 16 teams from all over the country.

115 athletes participated in the competition

22-25 January

Women and men in the youth group will be conducted in turn.

Open women’s and men’s competitions

A total of four gold medals will be produced.

January 22nd

Will take the lead in the women’s competition of snowboarding parallel slalom youth group

A gold medal will be decided on that day.

Alpine skiing in China has achieved leap-forward development

Alpine skiing originated in Europe, also known as alpine skiing, and is known as "the jewel in the crown of the Winter Olympics". In the 4th Winter Olympics in 1936, alpine skiing was listed as the first event in the Winter Olympics. The alpine skiing competition in Beijing Winter Olympics will be held at the National Alpine Ski Center in Yanqing, and more than 300 athletes will participate in the competition.

The steep track produced 11 gold medals.

Eleven gold medals will be produced in the alpine skiing competition of Beijing Winter Olympics, in which men and women will have five events, namely downhill, super giant slalom, giant slalom, slalom and all-around, and there will also be mixed team events. Although all events depend on the athletes’ finish time, according to the competitive characteristics of each event, downhill, super giant slalom and all-around are "speed events", while giant slalom and slewing are "technical events".

The Final Edition of the Competition Schedule of Beijing 2022 Winter Olympics released recently shows that there are 11 competition days in alpine skiing, and a gold medal is produced every day. The first gold medal comes from the men’s downhill, the champion will be produced on February 6, and the mixed team gold medal in the final event will be produced on February 19.

In the alpine skiing competition, athletes need to challenge the steep track, and the fastest sliding speed can reach 150 km/h. Alpine skiing is one of the most vulnerable events to the weather. Temperature, wind speed and visibility will directly affect athletes’ technical performance. Because of the changeable weather in mountainous areas, alpine skiing events are often postponed or cancelled. Sometimes alpine skiing competitions will be held in heavy snow and fog, and it is difficult for athletes to slide down and turn at high speed on the track with changeable terrain under the condition of poor sight. Facing the unfamiliar track, athletes should get up their courage every time they start.

In the competition, finding the fastest route, taking risks and using technology correctly are equally important. Skiing efficiency is the most important in such technical projects as slalom and giant slalom. Athletes need to keep their skis forward and their calves parallel in the competition, and their skis need to be changed frequently and quickly. At the same time, you need to keep balance and try to keep your body in the middle of the snowboard.

In speed events, it is particularly important to be familiar with the track. At the Beijing Winter Olympics, one of the major challenges faced by the contestants is their unfamiliarity with the track. Due to the epidemic situation, the track of Yanqing National Alpine Ski Center failed to hold a test race.

Stars compete for "the jewel in the crown"

As the "jewel in the crown of the Winter Olympics", alpine skiing shows the charm of skiing in the subtle combination of speed and skill. Like track and field and swimming events of the Summer Olympics, the alpine skiing venue of the Winter Olympics has always been crowded with stars.

The Czech Republic will send the largest ever Winter Olympics delegation to the Beijing Winter Olympics, and the number is expected to exceed 130. Alpine skier estelle Ledecka is the brightest star in the Czech Winter Olympics delegation. At the PyeongChang Winter Olympics, Ledecka won the gold medals in the parallel slalom of snowboarding and the super slalom of alpine skiing, becoming the first athlete in history to win the gold medal with two different instruments in one Winter Olympics. In the super giant slalom, Ledecka’s main opponents will be Swiss Gute behrami and Italian Sophia Gogia.

American Michella Schifflin is also a popular skier in alpine skiing. Schifflin, born in 1995, as the gold medal winner of women’s slalom in Sochi Winter Olympics and women’s giant slalom in Pyeongchang Winter Olympics, is the athlete who has won the largest number of World Cup races among active players. At the Beijing Winter Olympics, Schifflin’s goal was to attack the record that Janeka Kostrich won four medals (including three gold medals) at the 2002 Winter Olympics in Salt Lake City. On the men’s side, Marco Oldmat of Switzerland is the favourite to win the grand slalom in alpine skiing. This season, he showed his dominance in the World Cup of this event, and Oldmat also had the opportunity to compete for the championship in the super slalom.

Alpine skiing is not only a stage for top athletes to win the pearl, but also a breakthrough for many countries to become attached to the Winter Olympics.

Bolivia, located in South America, will send two athletes, Brett Firth and Gronlund, to compete in alpine skiing and cross-country skiing in the Beijing Winter Olympics. Mauricio Belmont Biehuan, Chargé d ‘affaires of the Bolivian Embassy in China, said that Bolivia sent a delegation to participate in the Beijing Winter Olympics and released a clear signal that Bolivia fully supported the hosting of the Beijing 2022 Winter Olympics. "Ice and snow sports are relatively small in Bolivia, and it is very important for us to have athletes to represent Bolivia in the Beijing Winter Olympics."

Saudi Arabia will send two alpine skiers to participate in the Beijing Winter Olympics, which is the first time that Saudi Arabia and the GCC countries have sent athletes to participate in the Winter Olympics. According to the official Twitter account of the Saudi Olympic Committee, Saudi alpine skiers Salman Howaish and Fayik Abdi filled this historical gap.

China realizes the whole project participation.

China Alpine Skiing Project has a weak foundation, but it has developed by leaps and bounds under the encouragement of the Beijing Winter Olympics. In the 11 events of alpine skiing in the Beijing Winter Olympics, the China team participated in all events. Team China will send two men and two women to participate in alpine skiing competition, and will also team up to participate in mixed team competitions.

Judging from the previous Winter Olympics, alpine skiing, a basic sport, used to be the only way for China team to participate in two or three technical events with one quota for men and one quota for women allocated by the International Snow Federation, and its performance was also relatively backward.

In order to overcome the three speed events of downhill, super slalom and all-around in the Winter Olympics and achieve the goal of "all-event participation", with the strong support of the Winter Games Center of the General Administration, the alpine skiing national training team set up a speed event team in 2017, with technical athletes as well as events, to fully impact the Olympic qualifications of downhill, super slalom and all-around. Athlete of alpine skiing technical events and speed events need to face great difficulties and constantly conquer the speed limit and the extreme environment. Therefore, in the preparation cycle of Beijing Winter Olympics, the athletes of China Alpine Skiing National Training Team have to deal with triple challenges in technology, physical fitness and psychology.

Our athletes bravely accepted this challenge and shouldered the burden of "participating in all events" in the snow-based major events without hesitation. In the process of preparing for the sprint, the team members experienced setbacks and faced the bottleneck period, but everyone became more and more frustrated, strengthened their beliefs and worked hard. Even in the final process of grabbing Olympic points, many registered events were cancelled due to weather and other reasons, and the competition plan was forced to be adjusted. Athletes can quickly adjust their mentality, cherish the few competition opportunities, always be firm, persistent and determined, and their competitive state has been continuously improved in preparation, and finally the whole project has been realized. (From January 25th, China Sports Daily, 03 edition)

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A comprehensive overview of the financial industry, starting with understanding finance.

Source: Financial Partners
# Why are you in the financial industry?
The answer of most students is that the financial industry is more likely to make "big" money and has great enthusiasm for the financial industry.
There are also more rational students who will say that the financial industry has a broad development prospect and is of great help to the future development of individuals.
Many students who haven’t graduated have little work experience, and their attitude towards finding a job depends more on their enthusiasm.
Why do you choose the financial industry? I can’t tell you clearly. Why do you want to go to an investment bank/brokerage firm? It doesn’t seem very clear either.
If you try hard to get a chance, it seems that you can answer well on the exam question of "looking for a job" on your behalf!
In fact, this shows that students do not understand the financial industry, the functions of various institutions, and the recruitment market.
# What is finance
The essence of finance is the financing. Among them are about credit, risk, transaction, financing and wealth management.
Credit is the root of the whole financial field. If there is no credit, there will be no money, and mankind will return to the era of barter trade. With credit, money is valuable.
With money, the economy can run well. After solving the problem of money as a measure, we can enter the exchange link.
Later, people found that the essence of the circulation of many commodities is only the transfer of property rights, and it does not need the exchange of physical objects. This involves asset securitization.
Through asset securitization, exchange becomes a transaction in the capital market. Asset securitization greatly promotes the efficiency of commodity circulation and exchange.
Thus, there is what we call the capital market. In the capital market, because the price fluctuates with the value, but also because of information asymmetry and other factors, the price of the transaction object fluctuates.
Credit, asset pricing and securitization have all been solved. The next step is to manage risks. Then securitize the risk as well. There are all kinds of financial derivatives, all kinds of models to price risks.
Financing is an inevitable thing after asset securitization. Rich people want to convert their money into assets with positive income expectations.
If you have assets, you want to sell some equity or assets and convert them into capital for business expansion. Behind many credit financing, there is a relatively hidden risk-free arbitrage behavior, which is essentially resource rent-seeking or power rent-seeking.
What about the risk management tools? Then, fixed income, absolute income and wealth management, this huge market, will become possible.
Many professional investment institutions came into being, and the capital market entered the era of institutionalization, which led to the investment banks, brokers, banks and other major financial institutions we wanted to go to.
# What kind of talents does the financial industry need?
In recent years, the financial industry has been emphasizing: compound financial talents.
Many skills such as finance, valuation and data analysis also require cross-departmental participation in other business lines.
At the same time, with the re-empowerment of the financial industry by emerging technologies such as big data, artificial intelligence, cloud computing and blockchain, technology has become an important element in the development and innovation of the financial industry, and the demand for financial talents is undergoing a round of rapid changes.
The industry demand is not only vertical professional talents in the traditional financial and economic fields, but also financial technology compound talents with financial related knowledge who can continuously empower enterprises through scientific and technological means. This demand has also risen sharply.
In addition, the financial industry also needs comprehensive professional financial talents.
As traditional finance, there is an endless demand for professionals in various sub-sectors of traditional finance.
Senior professionals such as investment banking, asset securitization, new investment and financial management, macro-financial analysis, law, consulting and evaluation are all in short supply.
The market is changing rapidly, and the needs of customers are changing all the time. What financial institutions need is comprehensive professionals who are really close to users, have insight into customers’ pain points, can provide solutions and have the ability to research and develop financial products.
# Which position are you suitable for in finance?
Regarding the positions in the financial industry, I believe that everyone has some understanding of the concepts of front desk, middle desk and back office. If we can make clear what the front, middle and back are worth, when we talk about a department, we can get a general idea of the work content and development direction, which will be of great help to your later choice.
* financial industry panoramic map courseware
In a word, students who are interested in the financial industry should first have a comprehensive understanding of the financial industry and make personalized plans for themselves.
# Raise your hand if you want to attend the lecture!
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